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Deposit Rates

Whether you are saving for a special occasion, planning your retirement, or helping your children with college, Blue Flame deposit rates are market competitive to help you reach your savings goals.

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Effective Nov 13, 2017
Savings & Checking APY* MIN BAL**
Regular Shares 0.25% $200†
Youth Shares 0.60% None
Young Adult Shares 0.60% None
Christmas 0.30% None
Vacation 0.30% None
Checking 0.10% $200†
IRA 0.60% None
Regular Shares, Youth Shares and Young Adult Shares earn dividends quarterly. Christmas, Vacation and IRA Savings, and Checking Accounts earn dividends monthly.
*APY = Annual Percentage Yield
**Minimum balance before dividends can be earned.
†Accounts have a minimum AVERAGE daily balance required before dividends can be earned.

Effective Nov 13, 2017
Share Certificates† APY* Min Bal**
6 Months 0.45% $500
12 Months 0.50% $500
18 Months 0.55% $500
24 Months 0.60% $500
30 Months 0.65% $500
36 Months 0.80% $500
Special 13 Months 0.65% $500
†Early withdrawal penalties apply to certificates. Dividends are compounded and paid monthly.
*APY = Annual Percentage Yield.
Minimum balance before dividends can be earned.

Effective Nov 13, 2017
IRA Certificates APY* Min Bal
6 Months 0.45% $500
12 Months 0.50% $500
18 Months 0.55% $500
24 Months 0.60% $500
30 Months 0.65% $500
36 months 0.80% $500
13 Months 0.65% $500
†IRA Certificates can be used as Traditional or Roth IRAs, or for Coverdell Education Savings. Early withdrawal penalties apply to certificates. Dividends are compounded and paid monthly.
*APY = Annual Percentage Yield.

Effective Nov 13, 2017
Young Member Certificates APY* Min Bal
6 Months 0.45% $25
12 Months 0.50% $25
18 Months 0.55% $25
24 Months 0.60% $25
30 Months 0.65% $25
36 months 0.80% $500
†For Youth (under age 18) and Young Adults (through age 23). Early withdrawal penalties apply to certificates. Additional deposits may be made to Youth/Young Adult Certificates. Dividends are compounded and paid monthly.
*APY = Annual Percentage Yield.

Effective Nov 13, 2017
Money Markets† APY* Min Bal
$500 to $9,999.99 0.30% $500
$10,000 to $24,999.99 0.35% $10,000
$25,000 and up 0.40% $25,000
†Some withdrawal limitations apply to Money Markets. Dividends are compounded and paid monthly.
*APY = Annual Percentage Yield.