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Deposit Rates

Whether you are saving for a special occasion, planning your retirement, or helping your children with college, Blue Flame deposit rates are market competitive to help you reach your savings goals.

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Effective Jun 28, 2018
Savings & Checking APY* MIN BAL**
Regular Shares 0.25% $200†
Youth Shares 0.70% None
Young Adult Shares 0.70% None
Christmas 0.30% None
Vacation 0.50% None
Checking 0.10% $200†
IRA 0.70% None
Regular Shares, Youth Shares and Young Adult Shares earn dividends quarterly. Christmas, Vacation and IRA Savings, and Checking Accounts earn dividends monthly.
*APY = Annual Percentage Yield
**Minimum balance before dividends can be earned.
†Accounts have a minimum AVERAGE daily balance required before dividends can be earned.

Effective Jun 28, 2018
Share Certificates† APY* Min Bal**
14 Month Special†† 2.35% $5,000
9 Month Special*** 1.50% $500
6 Months 0.85% $500
12 Months 1.00% $500
18 Months 1.25% $500
24 Months 1.35% $500
30 Months 1.50% $500
36 Months 1.60% $500
†Early withdrawal penalties apply to certificates. Dividends are compounded and paid monthly.
*APY = Annual Percentage Yield.
**Minimum balance before dividends can be earned.
††New Money Only — Cannot use funds currently on deposit or held at Blue Flame Credit Union. Minimum deposit of $5,000. The APY is accurate as of 7/1/2018. This offer ends on 9/30/2018, or if we reach $1,000,000 Credit Union limit for the 14-month certificate before 9/30/2018. BFCU reserves the right to extend or end offers at any time. If the certificate is not redeemed at maturity, it will automatically roll into an 18-month certificate at the then current rate. IRAs are not eligible. Other terms and conditions may apply.
***Offer ends 2/28/2019. Must use funds currently on deposit or held at Blue Flame Credit Union. Money must be with Blue Flame Credit Union before June 1, 2018. If funds are deposited after 6/1, funds must be available for 30 days before use to open a CD. Minimum deposit of $500. There is a $1,000,000 Credit Union limit for the 9 month CD. If CD is not redeemed at maturity, it will automatically roll into a 12-month CD at the then current rate. IRA's are not eligible. Funds may not come from an early withdrawal of a current CD product. Early withdrawal penalties apply. BFCU reserves the right to extend or end offers at any time.

Effective Jun 28, 2018
IRA Certificates APY* Min Bal
6 Months 0.85% $500
12 Months 1.00% $500
18 Months 1.25% $500
24 Months 1.35% $500
30 months 1.50% $500
36 Months 1.60% $500
†IRA Certificates can be used as Traditional or Roth IRAs, or for Coverdell Education Savings. Early withdrawal penalties apply to certificates. Dividends are compounded and paid monthly.
*APY = Annual Percentage Yield.

Effective Jun 28, 2018
Young Member Certificate APY* Min Bal
6 Months 0.85% $25
12 Months 1.00% $25
18 Months 1.25% $25
24 Months 1.35% $25
30 Months 1.50% $25
36 months 1.60% $500
†For Youth (under age 18) and Young Adults (through age 23). Early withdrawal penalties apply to certificates. Additional deposits may be made to Youth/Young Adult Certificates. Dividends are compounded and paid monthly.
*APY = Annual Percentage Yield.

Effective Jun 28, 2018
Money Markets† APY* Min Bal
$500 to $9,999.99 0.30% $500
$10,000 to $24,999.99 0.35% $10,000
$25,000 and up 0.40% $25,000
†Some withdrawal limitations apply to Money Markets. Dividends are compounded and paid monthly.
*APY = Annual Percentage Yield.