Free Checking | Blue Flame Credit Union

Blue Flame Credit Union offers Free Checking accounts with the savings and convenience you need to manage your financial needs economically.

Convenience and Value

After a savings account, a FREE Checking Account at Blue Flame should be the next addition to your financial toolbox. With the ability to move money and pay bills, a checking account is a hard-working and busy asset for every money manager.

Set up Direct Deposit of your paycheck or recurring income, and accessing your funds with our checking account is easy.

Traditional checksOpens in New Window
ATM/Visa Debit Card
Online Banking with Virtual Branch
Mobile Banking and Deposit
Telephone Banking
CardValetOpens in New Window (app for Debit Cards)
Shared BranchingOpens in New Window, and much more.

Blue Flame Checking Accounts feature:

NO Monthly Service Fees or Charges
NO Minimum Balance Requirement
FREE Checks (First Order, Duplicate Checks)
Access to over 30,000 surcharge-free ATMs worldwideOpens in New Window
Daily Dividends (Compounded Monthly on Average Balances of $200 or More)
Overdraft Protection from Overdraft Line of Credit or your Savings Account
Online check reorderingOpens in New Window
EMV Chip ATM/Debit Cards

Learn more about Keeping Your Account Balanced

Opens in New Window

Savings & Checking

Savings & Checking	APY*	MIN BAL**
Checking	0.05%	$200†

Effective January 19, 2023
Regular Shares, Youth Shares and Young Adult Shares earn dividends quarterly. Christmas, Vacation and IRA Savings, and Checking Accounts earn dividends monthly.
*APY = Annual Percentage Yield
**Minimum balance before dividends can be earned.
†Accounts have a minimum AVERAGE daily balance required before dividends can be earned.

ATM/Debit Card Activation & PIN Selection

You may select a PIN for your BFCU ATM/Debit Card by calling 1-800-992-3808