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Due to COVID-19, there will be NO lobby access to our main office & satellite branches until further notice. Please use Shared Branching at Piedmont Advantage Credit Union with Drive-Thru, located on Boyer Street in Charlotte. Thank you for your understanding. Learn More
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Loan Calculator

Interested in securing a loan with us? Check out our loan calculator to understand what your monthly payment could be.

Loan Calculator

Use our loan calculator to determine what your payment will be.

** We are currently experiencing a surge in loan applications. During this time, you may experience a delay in responses and loan process times may be longer than usual. **







Apply Online

Vehicle Loans, Personal Loans, Credit Cards and more; Blue Flame Credit Union has a variety of loan options to suit your borrowing needs. Please complete an online application and submit verification of income.

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To apply for a Home Equity Line of Credit contact usOpens in New Window. Call 1-888-258-3352.

To apply for a Vehicle loan, please see our loan documentation requirements.

Verify Your Income


For all loan requests, we require verification of income. Please include the following with your application:

  • Two most recent paystubs- for all applicants
  • Last 2 years full tax returns- for self-employed/commissioned applicants
  • Most Recent Social Security/Pension Award Letter- for retired applicants
  • Current Letter from VA verifying retirement/disability benefits- for former military
  • A Court Order- for child support and alimony (we may require additional documentation depending on court order)
Once approved, additional documentation required will vary based on the type of loan requested. Please send all documentation to blueflame@blueflamecu.org or Fax (704) 523-8906


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