Fee Schedule
A limited number of extra services are assessed a minimal fee.
Fee Schedule
Your Blue Flame Credit Union is a not-for-profit financial cooperative, dedicated to helping you, our member, achieve financial success. While the majority of BFCU services carry no extra charges, items listed in the schedule will be assessed a fee.
| ITEM | FEE |
|---|---|
| Excessive Withdrawals from Shares (Monthly unless otherwise noted) | $10 after 6 per month |
| Deposited Item Returned | $20 (3rd Party), $30 (Member) |
| Christmas Club and Vacation Club Early Withdrawal Penalty | $15 |
| Account Reconciliation/Research (fee per hour unless otherwise noted) | $30 |
| Inactive/Dormant Account Fee (per month unless otherwise noted) | $10 per month after 12 months |
| CD Early Closure | 90 days interest <24 months 180 days interest >24 months |
| Computer Printout of Account, Statement Copy, Copy of Tax Forms (1099s, 5498s, etc) | $5 |
| Outgoing Wire Transfer (Domestic) | $25 |
| Returned Wire Fee | $30 |
| Official Check payable to someone other than member | $5 |
| Verification of Deposit | $20 |
| Return Statement/Bad Address | $10 per piece |
| Express Mail/Overnight Delivery | $35 or cost to CU |
| Garnishment/Tax Levy | $75 |
| Early Closure Fee (Share or Share Draft Accounts – within 6 months) | $25 |
| Copy of Credit Union issued check | $5 |
| Stop Payment on CU issued check (<10 days) | $35 |
| Replace member check w/ CU check (for non-members) | $25 |
| Reopen account after closing <6 mos | $25 |
The rates and fees appearing in this Schedule are accurate as of the Effective Date listed on the Truth-In-Savings Disclosure. If you have questions or would like current rate and fee information on your accounts, please contact the credit union.
| ITEM | FEE |
|---|---|
| NSF (Non-Sufficient Funds) | $30 |
| Overdraft Transfer from Shares | $5 |
| Stop Payment | $25 |
| Courtesy Pay | $30 (per item unless otherwise noted) |
| Copy of Check | $5 |
The rates and fees appearing in this Schedule are accurate as of the Effective Date listed on the Truth-In-Savings Disclosure. If you have questions or would like current rate and fee information on your accounts, please contact the credit union.
| ITEM | FEE |
|---|---|
| ATM Withdrawal/Transaction Fee | $1 |
| PIN Replacement Fee | $5 |
| Replacement ATM/Debit Card | $10 if lost or damaged, N/C if for other reason |
| ATM or POS Overdraft | $30 |
| ATM Balance Inquiries | $1 |
| Reactivate Blocked ATM/Debit Card | $5 |
| ATM Withdrawal or Transaction Fee (without Direct Deposit) | $1 after 5 per mo |
| ATM/Debit Card Rush Fees | Cost to BFCU |
| Instant Issue Debit Card Replacement | $3 each after 2 per year |
The rates and fees appearing in this Schedule are accurate as of the Effective Date listed on the Truth-In-Savings Disclosure. If you have questions or would like current rate and fee information on your accounts, please contact the credit union.
| ITEM | FEE |
|---|---|
| Loan Late Fee (15 days) | 4% of payment |
| Skip Payment (per loan) | $25 |
| Loan Subordination Request | $100 |
| Mortgage Loan Origination Fee | Cost to BFCU |
| Vehicle Title Fee – Paper | Cost to BFCU |
| Vehicle Title Fee – Electronic | Cost to BFCU |
| NADA Pull and Auto Check (After 2 Per loan request) | $3 each |
| Loan Returned payment Fee | $30 |
| Overdraft from Line of Credit Transfer | $5 Per transfer |
The rates and fees appearing in this Schedule are accurate as of the Effective Date listed on the Truth-In-Savings Disclosure. If you have questions or would like current rate and fee information on your accounts, please contact the credit union.
| ITEM | FEE |
|---|---|
| Credit Card Replacement Fee (if lost or damaged, No Charge if other reason) | $10 |
| Credit Card Late Fee | $15 |
| Credit Card Returned Payment Fee | $25 |
| Credit Card Rush Delivery Fee | Cost to BFCU |
| Visa Gift Card | $3.50 |
The rates and fees appearing in this Schedule are accurate as of the Effective Date listed on the Truth-In-Savings Disclosure. If you have questions or would like current rate and fee information on your accounts, please contact the credit union.
| ITEM | FEE |
|---|---|
| ACH NSF Fee | $30 |
| Bill Pay NSF Fee | $30 |
| Online Account to Account Transfer Fee (Outgoing, No Charge for Incoming) | $3 |
| Shared Branch Inquiries (per inquiry) | $3 |
The rates and fees appearing in this Schedule are accurate as of the Effective Date listed on the Truth-In-Savings Disclosure. If you have questions or would like current rate and fee information on your accounts, please contact the credit union.
| ITEM | FEE |
|---|---|
| Excessive Withdrawal Fee (per withdrawal) | $7 after 6 per month – Max 6 |
The rates and fees appearing in this Schedule are accurate as of the Effective Date listed on the Truth-In-Savings Disclosure. If you have questions or would like current rate and fee information on your accounts, please contact the credit union.
| ITEM | FEE |
|---|---|
| Notary Service | $5 if non-member |
| Visa Gift Cards (each) | $3.50 |
The rates and fees appearing in this Schedule are accurate as of the Effective Date listed on the Truth-In-Savings Disclosure. If you have questions or would like current rate and fee information on your accounts, please contact the credit union.
