A limited number of extra services are assessed a minimal fee.
Your Blue Flame Credit Union is a not-for-profit financial cooperative, dedicated to helping you, our member, achieve financial success. While the majority of BFCU services carry no extra charges, items listed in the schedule will be assessed a fee.
| Item |
Fee |
| Excessive Withdrawals from Shares (Monthly unless otherwise noted) |
$10 after 6 per month |
| Deposited Item Returned |
$20 (3rd Party),
$30 (Member) |
| Christmas Club and Vacation Club Early Withdrawal Penalty |
$15 |
| Account Reconciliation/Research (fee per hour unless otherwise noted) |
$30 |
| Inactive/Dormant Account Fee (per month unless otherwise noted) |
$10 per month after 12 months |
| CD Early Closure |
90 days interest <24 months
180 days interest >24 months |
| Computer Printout of Account, Statement Copy, Copy of Tax Forms (1099s, 5498s, etc) |
$5 |
| Outgoing Wire Transfer (Domestic) |
$25 |
| Returned Wire Fee |
$30 |
| Official Check payable to someone other than member |
$5 |
| Verification of Deposit |
$20 |
| Return Statement/Bad Address |
$10 per piece |
| Express Mail/Overnight Delivery |
$35 or cost to CU |
| Garnishment/Tax Levy |
$75 |
| Early Closure Fee (Share or Share Draft Accounts - within 6 months) |
$25 |
| Copy of Credit Union issued check |
$5 |
| Stop Payment on CU issued check (<10 days) |
$35 |
| Replace member check w/ CU check (for non-members) |
$25 |
| Reopen account after closing <6 mos |
$25 |
The rates and fees appearing in this Schedule are accurate as of the Effective Date listed on the Truth-In-Savings Disclosure. If you have questions or would like current rate and fee information on your accounts, please contact the credit union.
| Item |
Fee |
| NSF (Non-Sufficient Funds) |
$30 |
| Overdraft Transfer from Shares |
$5 |
| Stop Payment |
$25 |
| Courtesy Pay |
$30 (per item unless otherwise noted) |
| Copy of Check |
$5 |
The rates and fees appearing in this Schedule are accurate as of the Effective Date listed on the Truth-In-Savings Disclosure. If you have questions or would like current rate and fee information on your accounts, please contact the credit union.
| Item |
Fee |
| ATM Withdrawal/Transaction Fee |
$1 |
| PIN Replacement Fee |
$5 |
| Replacement ATM/Debit Card |
$10 if lost or damaged, N/C if for other reason |
| ATM or POS Overdraft |
$30 |
| ATM Balance Inquiries |
$1 |
| Reactivate Blocked ATM/Debit Card |
$5 |
| ATM Withdrawal or Transaction Fee (without Direct Deposit) |
$1 after 5 per mo |
| ATM/Debit Card Rush Fees |
Cost to BFCU |
| Instant Issue Debit Card Replacement |
$3 each after 2 per year |
The rates and fees appearing in this Schedule are accurate as of the Effective Date listed on the Truth-In-Savings Disclosure. If you have questions or would like current rate and fee information on your accounts, please contact the credit union.
| Item |
Fee |
| Loan Late Fee (15 days) |
4% of payment |
| Skip Payment (per loan) |
$25 |
| Loan Subordination Request |
$100 |
| Mortgage Loan Origination Fee |
Cost to BFCU |
| Vehicle Title Fee - Paper |
Cost to BFCU |
| Vehicle Title Fee - Electronic |
Cost to BFCU |
| NADA Pull and Auto Check (After 2 Per loan request) |
$3 each |
| Loan Returned payment Fee |
$30 |
| Overdraft from Line of Credit Transfer |
$5 Per transfer |
The rates and fees appearing in this Schedule are accurate as of the Effective Date listed on the Truth-In-Savings Disclosure. If you have questions or would like current rate and fee information on your accounts, please contact the credit union.
| Item |
Fee |
| Credit Card Replacement Fee (if lost or damaged, No Charge if other reason) |
$10 |
| Credit Card Late Fee |
$15 |
| Credit Card Returned Payment Fee |
$25 |
| Credit Card Rush Delivery Fee |
Cost to BFCU |
| Visa Gift Card |
$3.50 |
The rates and fees appearing in this Schedule are accurate as of the Effective Date listed on the Truth-In-Savings Disclosure. If you have questions or would like current rate and fee information on your accounts, please contact the credit union.
| Item |
Fee |
| ACH NSF Fee |
$30 |
| Bill Pay NSF Fee |
$30 |
| Online Account to Account Transfer Fee (Outgoing, No Charge for Incoming) |
$3 |
| Shared Branch Inquiries (per inquiry) |
$3 |
The rates and fees appearing in this Schedule are accurate as of the Effective Date listed on the Truth-In-Savings Disclosure. If you have questions or would like current rate and fee information on your accounts, please contact the credit union.
| Item |
Fee |
| Excessive Withdrawal Fee (per withdrawal) |
$7 after 6 per month - Max 6 |
The rates and fees appearing in this Schedule are accurate as of the Effective Date listed on the Truth-In-Savings Disclosure. If you have questions or would like current rate and fee information on your accounts, please contact the credit union.
| Item |
Fee |
| Notary Service |
$5 if non-member |
| Visa Gift Cards (each) |
$3.50 |
The rates and fees appearing in this Schedule are accurate as of the Effective Date listed on the Truth-In-Savings Disclosure. If you have questions or would like current rate and fee information on your accounts, please contact the credit union.
