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  3. Fee Schedule

Fee Schedule

A limited number of extra services are assessed a minimal fee.

Fee Schedule

Your Blue Flame Credit Union is a not-for-profit financial cooperative, dedicated to helping you, our member, achieve financial success. While the majority of BFCU services carry no extra charges, items listed in the schedule will be assessed a fee.

Share and General Account Fees
Item Fee
Excessive Withdrawals from Shares (Monthly unless otherwise noted) $10 after 6 per month
Deposited Item Returned $20 (3rd Party), $30 (Member)
Christmas Club and Vacation Club Early Withdrawal Penalty $15
Account Reconciliation/Research (fee per hour unless otherwise noted) $30
Inactive/Dormant Account Fee (per month unless otherwise noted) $10 per month after 12 months
CD Early Closure 90 days interest <24 months 180 days interest >24 months
Computer Printout of Account, Statement Copy, Copy of Tax Forms (1099s, 5498s, etc) $5
Outgoing Wire Transfer (Domestic) $25
Returned Wire Fee $30
Official Check payable to someone other than member $5
Verification of Deposit $20
Return Statement/Bad Address $10 per piece
Express Mail/Overnight Delivery $35 or cost to CU
Garnishment/Tax Levy $75
Early Closure Fee (Share or Share Draft Accounts - within 6 months) $25
Copy of Credit Union issued check $5
Stop Payment on CU issued check (<10 days) $35
Replace member check w/ CU check (for non-members) $25
Reopen account after closing <6 mos $25

The rates and fees appearing in this Schedule are accurate as of the Effective Date listed on the Truth-In-Savings Disclosure. If you have questions or would like current rate and fee information on your accounts, please contact the credit union.

Share Draft Fees
Item Fee
NSF (Non-Sufficient Funds) $30
Overdraft Transfer from Shares $5
Stop Payment $25
Courtesy Pay $30 (per item unless otherwise noted)
Copy of Check $5

The rates and fees appearing in this Schedule are accurate as of the Effective Date listed on the Truth-In-Savings Disclosure. If you have questions or would like current rate and fee information on your accounts, please contact the credit union.

ATM/Debit Card Fees
Item Fee
ATM Withdrawal/Transaction Fee $1
PIN Replacement Fee $5
Replacement ATM/Debit Card $10 if lost or damaged, N/C if for other reason
ATM or POS Overdraft $30
ATM Balance Inquiries $1
Reactivate Blocked ATM/Debit Card $5
ATM Withdrawal or Transaction Fee (without Direct Deposit) $1 after 5 per mo
ATM/Debit Card Rush Fees Cost to BFCU
Instant Issue Debit Card Replacement $3 each after 2 per year

The rates and fees appearing in this Schedule are accurate as of the Effective Date listed on the Truth-In-Savings Disclosure. If you have questions or would like current rate and fee information on your accounts, please contact the credit union.

Loan Fees
Item Fee
Loan Late Fee (15 days) 4% of payment
Skip Payment (per loan) $25
Loan Subordination Request $100
Mortgage Loan Origination Fee Cost to BFCU
Vehicle Title Fee - Paper Cost to BFCU
Vehicle Title Fee - Electronic Cost to BFCU
NADA Pull and Auto Check (After 2 Per loan request) $3 each
Loan Returned payment Fee $30
Overdraft from Line of Credit Transfer $5 Per transfer

The rates and fees appearing in this Schedule are accurate as of the Effective Date listed on the Truth-In-Savings Disclosure. If you have questions or would like current rate and fee information on your accounts, please contact the credit union.

Credit Card Fees
Item Fee
Credit Card Replacement Fee (if lost or damaged, No Charge if other reason) $10
Credit Card Late Fee $15
Credit Card Returned Payment Fee $25
Credit Card Rush Delivery Fee Cost to BFCU
Visa Gift Card $3.50

The rates and fees appearing in this Schedule are accurate as of the Effective Date listed on the Truth-In-Savings Disclosure. If you have questions or would like current rate and fee information on your accounts, please contact the credit union.

Electronic Access Fees
Item Fee
ACH NSF Fee $30
Bill Pay NSF Fee $30
Online Account to Account Transfer Fee (Outgoing, No Charge for Incoming) $3
Shared Branch Inquiries (per inquiry) $3

The rates and fees appearing in this Schedule are accurate as of the Effective Date listed on the Truth-In-Savings Disclosure. If you have questions or would like current rate and fee information on your accounts, please contact the credit union.

Money Market Fees
Item Fee
Excessive Withdrawal Fee (per withdrawal) $7 after 6 per month - Max 6

The rates and fees appearing in this Schedule are accurate as of the Effective Date listed on the Truth-In-Savings Disclosure. If you have questions or would like current rate and fee information on your accounts, please contact the credit union.

Miscellaneous Fees
Item Fee
Notary Service $5 if non-member
Visa Gift Cards (each) $3.50

The rates and fees appearing in this Schedule are accurate as of the Effective Date listed on the Truth-In-Savings Disclosure. If you have questions or would like current rate and fee information on your accounts, please contact the credit union.

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