Overdraft Protection

Checking account mistakes can happen to anyone, but they don’t have to cost you a fortune in fees. Our overdraft protection services give you options to protect your balances and save money.

Simple Protection for Life’s Mishaps

Blue Flame will automatically transfer funds from your Regular Savings account or Overdraft Protection Line of Credit to cover an overdraft in your Checking account. A fee will apply each time this transaction service is performed. You can avoid the fee by transferring funds manually ahead of time from either source if you know your Checking account is short on funds.

Log into Virtual Branch from any computer, access Mobile Money from your smart phone or call our 24-Hour Telephone Teller to transfer funds from your savings account or from your Overdraft Protection Line of Credit Loan.

Our Overdraft Protection Line of Credit is available to qualified members at a low, competitive rate.