Skip to main content
Due to COVID-19, there will be NO lobby access to our main office & satellite branches until further notice. Please use Shared Branching at Piedmont Advantage Credit Union with Drive-Thru, located on Boyer Street in Charlotte. Thank you for your understanding. Learn More
Blue Flame Credit Union home
Site Search

Login
Virtual Branch Login
Download Our Mobile App
(Mobile Device Registration Required For Use)
Download TouchBanking App from iTunesOpens in New WindowDownload TouchBanking App from Google PlayOpens in New Window
    1-888-258-3352
  • Membership
    • Join the Credit Union
    • About Us
    • Credit Union Difference
    • Info Desk
    • News & Notices
    • Branch & ATM Locator
    • Fee Schedule
    • Hours & Locations
    • Contact Us
  • Accounts
    • Open an Account
    • Regular Savings
    • Free Checking
    • Christmas & Vacation Savings
    • Certificates
    • IRA & Education Savings
    • Money Markets
    • Young Member Accounts
    • Deposit Rates
  • Lending
    • Apply for a Loan
    • Vehicle Loans
    • Mastercard Credit Card
    • Debt Consolidation Loan
    • Signature Lending
    • Secured Personal Loans
    • Home Equity Line of Credit
    • Mortgages
    • Lending Rates
    • Skip A Payment
  • eServices
    • Online Banking
    • Mobile Banking App
    • Direct Deposit
    • eStatements
    • MasterCard AccessOpens in New Window
    • 24-Hour Phone Teller
    • Reorder ChecksOpens in New Window
    • Online Forms
  • Member Services
    • ATM & Debit Cards
    • Overdraft Protection
    • Insurance & Other Protections
    • Investments
    • Financial Resource Center
    • Disaster Relief Program
    • Member Discounts
    • Wire Transfers
    • Branch Services
  1. Home
  2. Member Services
  3. Overdraft Protection
Apply for Overdraft Protection Line of CreditOpens in New Window
Related Information
  • Electronic Fund Transfer DisclosureOpens in New Window
  • Membership Account AgreementOpens in New Window

Overdraft Protection

Checking account mistakes can happen to anyone, but they don't have to cost you a fortune in fees. Our overdraft protection services give you options to protect your balances and save money.

Simple Protection for Life’s Mishaps

Blue Flame will automatically transfer funds from your Regular Savings account or Overdraft Protection Line of Credit to cover an overdraft in your Checking account. A feeOpens in New Window will apply each time this transaction service is performed. You can avoid the fee by transferring funds manually ahead of time from either source if you know your Checking account is short on funds.

Log into Virtual Branch from any computer, access Mobile Money from your smart phone or call our 24-Hour Telephone Teller to transfer funds from your savings account or from your Overdraft Protection Line of Credit Loan.

Our Overdraft Protection Line of Credit is available to qualified members at a low, competitive rate.

 

  • Buying a Car
  • Buying a Home
  • Managing Money
  • Retirement Planning
  • Fraud Protection
  • Education Costs
  • girl looking at laptop
    Academic Scholarships
    BFCU 2021-22 Scholarships through Carolina's Credit Union Foundation are now open!
    Learn More
  • man smiling at construction site
    Lower Your Loan Rates
    Your credit union can lower your loan rates and save you money! Transfer your balances today!
    Learn More
  • handshake
    Unbeatable Auto Loans
    Have a high interest RV/Auto loan? Score with BFCU and go for a 2% discount.
    Learn More
  • Become a Member
  • Apply for a loan
  • Add accounts
  • Mastercard loginOpens in New Window
Fee Schedule|Disclosures|Privacy Policy|Web Accessibility|Scholarships|Financials|Sitemap
ATM & Branch Locator
Advanced Search
  • Opens in New Window
  • Opens in New Window
  • Opens in New Window
  • 1-888-258-3352
  • Main Branch
    4301 Yancey Road
    Charlotte, NC 28217
    *Restricted Access
  • Mailing address
    P.O. Box 12400
    Charlotte, NC 28220
    Find a Local Branch
  • Routing #253074951
    BFCU NMLS #410635
    Member First Mortgage NMLS #149532
  • LenderOpens in New Window
  • Federally Insured by NCUAOpens in New Window
  • Opens in New Window
Helping you, our member, achieve financial success!
©2021 Blue Flame Credit UnionWebsite by Visions, Ink.Opens in New Window
Helping you, our member, achieve financial success!
locations|Rates|Forms|Email Us|1-888-258-3352