Vehicle Loans
Blue Flame can lend you the money to travel by car, boat, 4-wheeler, even tractors and trailers. Our vehicle loans keep you moving.
Blue Flame Credit Union wants to finance your next vehicle purchase.
A credit union fundamental is offering our members credit at a fair price. We have many vehicle options to help you get moving, all at low competitive rates, for the best deals in town.
Vehicle Loan
- NEW: 100%+ Financing* available including purchase price, tax, title registration, etc.
- USED: Finance 100%+* of the N.A.D.A. retail value.
- MEMBER OWNED: Use your clear title as collateral
- Term can extend up to 84 months with a minimum of $30,000 financed.
*Finance amount based on individual credit
- EFFECTIVE AUGUST 1 - DECEMBER 31, 2017
When you purchase or refinance a new/used auto with us, you can delay the payments for 90 days!
*interest will continue to accrue from loan date
*existing BFCU loans do not qualify
Effective Aug 24, 2017
| New Autos† |
APR* |
Max Term |
| Up to 36 months |
1.99% |
36 months |
| 37-48 months |
1.99% |
48 months |
| 49-60 months |
2.49% |
60 months |
| 61-72 months** |
2.99% |
72 months |
| 73-84 months*** |
3.49% |
84 months |
†Rates based on individual credit, age of vehicle, terms of loan and repayment method.
*APR = Annual Percentage Rate. Rates listed are as low as. 1% discount for Natural Gas Vehicles and 0.25% discount for all other Alternative Fuel Vehicles.
**Amount financed must exceed $20,000.
***Amount financed must exceed $30,000.
Effective Aug 24, 2017
| Used Autos† |
APR* |
Max Term |
| Up to 36 months |
1.99% |
36 months |
| 37-48 months |
1.99% |
48 months |
| 49-60 months |
2.49% |
60 months |
| 61-72 months** |
2.99% |
72 months |
| 73-84 months*** |
3.49% |
84 months |
†Rates based on individual credit, age of vehicle, terms of loan and repayment method.
*APR = Annual Percentage Rate. Rates listed are as low as. 1% discount for Natural Gas Vehicles and 0.25% for all other Alternative Fuel Vehicles.
**Amount financed must exceed $20,000.
***Amount financed must exceed $30,000.
Eco-Friendly Vehicles
In an effort to encourage members to make environmentally friendly vehicle purchases, Blue Flame Credit Union offers loan options and savings for new and used Natural Gas Vehicles, Hybrid Vehicles, and EPA Qualified Conversion Systems. Natural Gas Vehicle purchases receive a 1% APR discount and a 0.25% APR discount is available for all other alternative fuel vehicles. Natural Gas Vehicle Rates listed include the 1% A.P.R. discount for Natural Gas vehicles.
In addition to loans for Natural Gas Vehicles, loans are available for Home Filling Stations at 6.99% APR* APR*. The EPA has created a Green Vehicle Guide website to help you choose the most fuel efficient vehicle that meets your needs.
Effective Aug 24, 2017
| Natural Gas Vehicles† |
APR* |
MAX TERM |
| New or Used Natural Gas Vehicle |
0.99%** |
84 months |
| EPA Qualified Conversion System |
0.99% |
84 months |
| Home Filling Station |
6.99% |
60 months |
†Rates based on individual credit, age of vehicle, terms of loan and repayment method.
*APR = Annual Percentage Rate. Rates listed are as low as and based on repayment method.
**Alternative Fuel Vehicle Discount already included in rates.
Recreation Vehicles
Blue Flame offers 100%+* financing on boats, campers, four-wheelers, tractors, horse trailers, and other types of vehicle that put the fun in your recreational activities.
- NEW: 100%+* Financing is available.
- USED: 100%+* of the N.A.D.A. retail value.
- Finance up to 120 months.
- Maximum loan term determined by amount of loan.
*Finance amount based on individual credit
Effective Aug 24, 2017
| New RVs† |
APR* |
Max Term |
| Up to 60 months |
3.99% |
60 months |
| 61-84 months** |
4.99% |
84 months |
| 85-120 months*** |
5.99% |
120 months |
†Rates based on individual credit, age of vehicle, terms of loan and repayment method.
*APR = Annual Percentage Rate. Rates listed are as low as.
**Amount financed must exceed $25,000.
***Amount financed must exceed $45,000.
Effective Aug 24, 2017
| Used RVs† |
APR* |
Max Term |
| Up to 60 months |
3.99% |
60 months |
| 61-84 months** |
4.99% |
84 months |
| 85-120 months*** |
5.99% |
120 months |
†Rates based on individual credit, age of vehicle, terms of loan and repayment method.
*APR = Annual Percentage Rate. Rates listed are as low as.
**Amount financed must exceed $25,000.
***Amount financed must exceed $45,000.