Vehicle Loans
Blue Flame offers low rates on cars, trucks, motorcycles and hybrids.
Car & Motorcycle Loans
- NEW: up to 100%+ financing including tax, title and registration
- USED: up to 100%+ financing of the N.A.D.A. retail valueOpens in New Window**
- MEMBER-OWNED: Use your clear title as collateral for a cash loan
| Term |
as low as APR* |
Min. Amount** |
| 48 months |
4.49% |
$7,501+ |
| 60 months |
5.49% |
$10,001+ |
| 72 months |
6.49% |
$20,001+ |
| 84 months |
7.49% |
$30,001+ |
Effective Feb 13, 2023
*APR = Annual Percentage Rate. Rates listed are as low as. Actual rate based on individual credit and terms of loan. **Finance amount based on individual credit. Shorter terms available with lower minimum finance amount.
| Term |
as low as APR* |
Amount** |
| 48 months |
5.99% |
$7,501+ |
| 60 months |
6.99% |
$10,001+ |
| 72 months |
7.99% |
$20,001+ |
| 84 months |
8.99% |
$30,001+ |
Effective Feb 13, 2023
*APR = Annual Percentage Rate. Rates listed are as low as. Actual rate based on individual credit, age of vehicle and terms of loan. **Finance amount based on individual credit. Vehicles older than 10 model years are financed up to 90% LTV. Shorter terms available with lower minimum finance amount.
| Term |
as low as APR* |
Amount** |
| 36 months |
5.99% |
$5,001+ |
| 72 months |
6.99% |
$20,001+ |
| 84 months |
7.99% |
$30,001+ |
Effective Jan 4, 2023
*APR = Annual Percentage Rate. Rates listed are as low as. Actual rate based on individual credit, age of vehicle and terms of loan. **Finance amount based on individual credit. Vehicles older than 10 model years are financed up to 90% LTV. Shorter terms available with lower minimum finance amount.
Pickup Truck Loans
Blue Flame offers up to 100%+ financing on 3/4 and 1-ton, new or used, gas or diesel pickup trucks, with extended terms up to 120 months!
- NEW: up to100%+ financing including tax, title and registration
- USED: up to 100%+ financing of the N.A.D.A. retail valueOpens in New Window**
- MEMBER-OWNED: Use your clear title as collateral for a cash loan
| Term |
as low as APR* |
Min. Amount** |
| 96 months |
5.49% |
$60,001+ |
| 108 months |
6.49% |
$70,001+ |
| 120 months |
7.49% |
$80,001+ |
Effective Feb 13, 2023
*APR = Annual Percentage Rate. Rates listed are as low as. Actual rate based on individual credit and terms of loan. **Finance amount based on individual credit. Minimum required finance amount must exceed amount listed. Shorter terms available with lower minimum finance amount.
| Term |
APR* |
Min. Amount** |
| 96 months |
6.99% |
$60,001+ |
| 108 months |
7.99% |
$70,001+ |
| 120 Months |
8.99% |
$80,001+ |
Effective Feb 13, 2023
*APR = Annual Percentage Rate. Rates listed are as low as. Actual rate based on individual credit, age of vehicle and terms of loan. **Finance amount based on individual credit. Minimum required finance amount must exceed amount listed. Vehicles older than 10 model years are financed up to 90% LTV. Shorter terms available with lower minimum finance amount.
Eco-Friendly Vehicles
In an effort to encourage members to make environmentally-friendly vehicle purchases, Blue Flame Credit Union offers loan options and savings for new and used Natural Gas Vehicles, Hybrid Vehicles, and EPA Qualified Conversion Systems.
| Term |
as low as APR* |
Min. Amount** |
| New 84 months |
4.49% |
Any |
| Used 84 months |
5.99% |
Any |
Effective Feb 13, 2023
*APR = Annual Percentage Rate. Rates listed are as low as. Actual rate based on individual credit, age of vehicle and terms of loan. **Finance amount based on individual credit. Minimum required finance amount must exceed amount listed. Vehicles older than 10 model years are financed up to 90% LTV.
Loans are also available for Home Filling Stations at APR*. The EPA has created a Green Vehicle GuideOpens in New Window website to help you choose the most fuel-efficient vehicle that meets your needs.
| Term |
as low as APR* |
Min. Amount** |
| New 60 months |
5.49% |
$30,001+ |
| Used 60 months |
6.99% |
$30,001+ |
Effective Feb 13, 2023
*APR = Annual Percentage Rate. Rates listed are as low as. Actual rate based on individual credit, age of vehicle, terms of loan. **Finance amount based on individual credit. Shorter terms for lower minimum finance amount available.
