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  1. Home
  2. Lending
  3. RV, Boat & Powersport Loans

RV, Boat & Powersport Loans

Blue Flame has a great deal on financing for all your recreational fun.

RV & Boat Loans

Blue Flame offers up to 100%+ financing on RVs, campers, motorhomes and boats for wherever your adventures take you.

  • NEW: up to 100%+ financing is available including tax, title and registration
  • USED: up to 100%+ financing of the N.A.D.A. retail valueOpens in New Window**

New RVs & Boats
Term as low as APR* Min. Amount**
48 months 4.99% None
72 months 5.99% $20,001+
84 months 6.99% $30,001+
96 months 7.99% $40,001+
120 months 8.99% $60,001+
Effective Dec 16, 2022
*APR = Annual Percentage Rate. Rates listed are as low as. Actual rate based on individual credit, age of vehicle and terms of loan. **Finance amount based on individual credit. Shorter terms with lower minimum finance amount available. 

Used RVs & Boats
Term as low as APR* Min. Amount**
48 months 5.99% None
72 months 6.99% $20,001+
84 months 7.99% $30,001+
96 months 8.99% $40,001+
120 months 9.99% $60,001+
Effective Dec 16, 2022
*APR = Annual Percentage Rate. Rates listed are as low as. Actual rate based on individual credit, age of vehicle and terms of loan. **Finance amount based on individual credit. Recreational vehicles older than 10 model years are financed up to 90% LTV. Shorter terms with lower minimum finance amount available.

Powersport, ATV, UTV & Dirt Bikes

Blue Flame offers up to 100%+ financing on ATVs, UTVs, four-wheelers, dirt bikes, personal watercraft and other types of vehicles that put the fun in your recreational activities.

  • NEW: up to 100%+ financing is available.
  • USED: up to 100%+ financing of the N.A.D.A. retail valueOpens in New Window**

New Powersport, ATV, UTV & Dirt Bikes
Term as low as APR* Min. Amount**
48 months 4.99% None
60 months 5.99% None
72 months 6.99% $20,001+
84 months 7.99% $30,001+
Effective Dec 16, 2022
*APR = Annual Percentage Rate. Rates listed are as low as. Actual rate based on individual credit, age of vehicle and terms of loan. **Finance amount based on individual credit. Shorter terms with lower minimum finance amount available. 

Used Powersport, ATV, UTV & Dirt Bikes
Term as low as APR* Min. Amount**
48 months 5.99% None
60 months 6.99% None
72 months 7.99% $20,001+
84 months 8.99% $30,001+
Effective Dec 16, 2022
*APR = Annual Percentage Rate. Rates listed are as low as. Actual rate based on individual credit, age of vehicle and terms of loan. **Finance amount based on individual credit. Recreational vehicles older than 10 model years are financed up to 90% LTV. Shorter terms with lower minimum finance amount available.

Farm Equipment & Trailers

Blue Flame offers up to 100%+ financing farm equipment and trailers.

  • NEW: up to 100%+ financing is available.
  • USED: up to 100%+ financing of the N.A.D.A. retail valueOpens in New Window**

New Farm Equipment & Trailers (Special Secured)
Term as low as APR* Min. Amount**
48 months 4.99% Any
60 months 5.99% Any
72 months 6.99% $20,001+
84 months 7.99% $30,001+
Effective Dec 16, 2022
*APR = Annual Percentage Rate. Rates listed are as low as. Actual rate based on individual credit, age of vehicle and terms of loan. **Finance amount based on individual credit. Shorter terms with lower minimum finance amount available.

Used Farm Equipment (Special Secured)
Term as low as APR* Min. Amount
48 months 5.99% Any
60 months 6.99% Any
72 months 7.99% $20,001+
84 months 8.99% $30,001+
Effective Dec 16, 2022
*APR = Annual Percentage Rate. Rates listed are as low as. Actual rate based on individual credit, age of vehicle and terms of loan. **Finance amount based on individual credit. Shorter terms with lower minimum finance amount available.


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  • Buying a Car
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    Academic Scholarships
    BFCU 2023-24 Scholarships through Carolina's Credit Union Foundation are now open!
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    Unbeatable Auto Loans
    Have a high interest RV/Auto loan? Score with BFCU and go for a discount.
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  • Father and Son
    Home Equity Line of Credit
    Need some extra money? See how our Home Equity Line of Credit Loan can help you!
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    Young Member Accounts
    It's never too early to start saving! Help your child start their financial future today!
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    FREE Checking Accounts
    What's better than FREE Checking Accounts? Nothing! Apply and get yours today.
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  • Family RV
    Adventure Awaits
    Recreational vehicle loans with rates as low as NEW 4.99 APR* | USED 5.99 APR*
    Learn More
  • Family enjoying fall
    Activites for the Holidays!
    Being a Blue Flame members pays off! We have discounts on activities for you and your family this holiday season.
    Learn More
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  • Main Branch
    2000 Continental Blvd.
    Charlotte, NC 28273
  • Mailing address
    2000 Continental Blvd.
    Charlotte, NC 28273
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    BFCU NMLS #410635
    Member First Mortgage NMLS #149532
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Helping you, our member, achieve financial success!
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