Signature Loans & Lines of Credit
Life doesn't always follow a plan so neither will your borrowing needs. When you require money for life’s other expenses, BFCU has a variety of personal loans to fit your needs.
Blue Flame offers a variety of loan options to fit most any situation.
Our personal loans give you the option of secured and unsecured as well. Secured loans require some form of collateral in exchange for the loan. Unsecured loans only require your signature at application. All loan approvals, limits, and rate are based on each member’s credit worthiness.
Unsecured Personal Loans
Signature Loan
A signature loan can be used to consolidate debts, pay for medical expenses or any other personal use.
Effective Mar 22, 2018
| Unsecured Loans† |
APR* |
Max Term |
| Signature Loan |
7.99% |
84 months |
†Rates based on individual credit and repayment method. Unsecured limits based on income.†Rates based on individual credit, age of vehicle, terms of loan and repayment method.
*APR = Annual Percentage Rate. Rates listed are as low as.
Line of Credit Loan
A Line of Credit Loan is an easy way to have a plan in place for unexpected expenses like vehicle repairs or medical emergencies. Get approved now so the money is there when you need it. Once approved, members may request their own advances through online banking in Virtual Branch, our 24-Hour Telephone Teller system or by contacting any BFCU member service representative.
- Rate is based upon individual credit ratings.
- Payments are based upon the loan balance.
Effective Mar 22, 2018
| Unsecured Loans† |
APR* |
Max Term |
| Line of Credit |
7.99% |
Revolving†† |
†Rates based on individual credit and repayment method. Unsecured limits based on income.†Rates based on individual credit, age of vehicle, terms of loan and repayment method.
*APR = Annual Percentage Rate. Rates listed are as low as.
Overdraft Protection Loan
Get peace of mind for your checking account with Overdraft Protection and avoid overdraft fees and embarrassing situations.
- Rate is based upon individual credit ratings.
Effective Mar 22, 2018
| Unsecured Loans† |
APR* |
Max Term |
| Overdraft Line of Credit |
7.99% |
Revolving†† |
†Rates based on individual credit and repayment method. Unsecured limits based on income.†Rates based on individual credit, age of vehicle, terms of loan and repayment method.
*APR = Annual Percentage Rate. Rates listed are as low as.
††Maximum term and monthly payment based upon balance owed.
Holiday Loan
When the Christmas holiday season approaches, a BFCU Holiday Loan can help cover the extra costs of buying gifts for friends and family or paying for holiday travel expenses.
- Maximum loan amount is $2,500 determined by individual member credit.
- Must have been on current job a minimum of two years
- Loans available October 1 to January 31
Effective Mar 22, 2018
| Special Purpose Loans |
APR* |
Max Term |
| Holiday** |
15.00% |
10 months |
*APR = Annual Percentage Rate. Rates listed are as low as and based on repayment method.
**Loan limit based on individual credit. Loans available October 1 – January 31.
Looking for the best possible rate?
Consider one of our Secured Personal Loans, which offer lower rates when your own funds are used as security for the loan.