Due to concerns over COVID-19, there will be NO lobby access to our main office & satellite branch until further notice. Please utilize Shared Branching at the Piedmont Advantage Credit Union located on Boyer Street in Charlotte. Please use the Drive-Thru to access your accounts. Thank you for your understanding. Click here for more information.
** We are currently experiencing a surge in loan applications. During this time, you may experience a delay in responses and loan process times may be longer than usual. **
Our personal loans give you the option of secured and unsecured as well. Secured loans require some form of collateral in exchange for the loan. Unsecured loans only require your signature at application. All loan approvals, limits, and rate are based on each member’s credit worthiness.
A signature loan can be used to consolidate debts, pay for medical expenses or any other personal use.
A Line of Credit Loan is an easy way to have a plan in place for unexpected expenses like vehicle repairs or medical emergencies. Get approved now so the money is there when you need it. Once approved, members may request their own advances through online banking in Virtual Branch, our 24-Hour Telephone Teller system or by contacting any BFCU member service representative.
Get peace of mind for your checking account with Overdraft Protection and avoid overdraft fees and embarrassing situations.
|Unsecured Loans & Lines of Credit†||APR*||Max Term|
|Signature Loan||8.99%||84 months|
|Overdraft Line of Credit||8.99%||Revolving††|
|Line of Credit||8.99%||Revolving††|
When the Christmas holiday season approaches, a BFCU Holiday Loan can help cover the extra costs of buying gifts for friends and family or paying for holiday travel expenses.
|Loan Purpose||APR*||Max Term|
Looking for the best possible rate? Consider one of our Secured Personal Loans, which offer lower rates when your own funds are used as security for the loan.