Your lifestyle requires a card that offers exceptional benefits, services, and the spending power that can help make your financial and personal dreams come true.
| Mastercard | Detail |
|---|---|
| APR* on Purchases | 9.90% |
| APR* on Cash Advance | 9.90% |
| Annual Fee | None |
| Late Payment Fee | $15 |
| Credit Card Replacement Fee | $10 |
| Credit Card Rush Delivery | Cost to CU |
| Over the Credit Limit Fee | $10 |
| Delinquent Account APR* | 16.00% |
| Grace Period | 25 Days |
If you have not established credit or need to rebuild your credit, a Secured Mastercard Credit Card is an excellent way to begin establishing good credit. Use funds from your BFCU Savings account† as security for your credit card. After a period of having a secured credit card account in good standing, you may request to transition into an unsecured card with an increased credit limit.
With Online Mastercard Account AccessOpens in New Window, you can manage your Mastercard account and pay your bill conveniently online. Enroll today and you’ll be able to:
The CardValet App is available for both Apple and Android devices. Once you download the App to your mobile phone, you can easily manage your credit & debit cards with just a few taps. Learn more and download the CardValet App.Opens in New Window
Call 1-844-583-1060 toll-free to manage your Mastercard credit card by phone.
It is important that you notify us when you plan to use your credit card while travelingOpens in New Window. This will help in avoiding unusual activity being considered as fraud.
When using your BFCU Mastercard for online purchases, you can have the added peace of mind that your card is being protected against unauthorized use.
Mastercard SecureCode is a private code, established by the member, that must be provided during checkout with participating merchants. Learn more about Mastercard SecureCode.Opens in New Window
Monitoring your credit card statement and account is a prudent way to stay in control of your money and prevent or mitigate damages from identity theft or fraud. BFCU also monitors transactions for potentially fraudulent activity and will contact you by automated phone call to verify transactions if unusual activity or fraud is detected.
If you suspect fraud or want to dispute a charge, immediately contact Mastercard Member Service directly to remedy the situation.
Mastercard Member Service: 1-844-583-1060
As part of a legal settlement, merchants can choose to charge a fee for credit card transactions. They are required to disclose this surcharge prior to purchase and on the receipt. The fee only applies to credit card purchases—NOT check/debit card purchases. Blue Flame Credit Union does not receive any of this surcharge—all fees are retained by the merchant. Learn more about Merchant Imposed Credit Card SurchargeOpens in New Window
