Skip to main content
Due to COVID-19, there will be NO lobby access to our main office & satellite branches until further notice. Please use Shared Branching at Piedmont Advantage Credit Union with Drive-Thru, located on Boyer Street in Charlotte. Thank you for your understanding. Learn More
Blue Flame Credit Union home
Site Search

Login
Virtual Branch Login
Download Our Mobile App
(Mobile Device Registration Required For Use)
Download TouchBanking App from iTunesOpens in New WindowDownload TouchBanking App from Google PlayOpens in New Window
    1-888-258-3352
  • Membership
    • Join the Credit Union
    • About Us
    • Credit Union Difference
    • Info Desk
    • News & Notices
    • Branch & ATM Locator
    • Fee Schedule
    • Hours & Locations
    • Contact Us
  • Accounts
    • Open an Account
    • Regular Savings
    • Free Checking
    • Christmas & Vacation Savings
    • Certificates
    • IRA & Education Savings
    • Money Markets
    • Young Member Accounts
    • Deposit Rates
  • Lending
    • Apply for a Loan
    • Vehicle Loans
    • Mastercard Credit Card
    • Debt Consolidation Loan
    • Signature Lending
    • Secured Personal Loans
    • Home Equity Line of Credit
    • Mortgages
    • Lending Rates
    • Skip A Payment
  • eServices
    • Online Banking
    • Mobile Banking App
    • Direct Deposit
    • eStatements
    • MasterCard AccessOpens in New Window
    • 24-Hour Phone Teller
    • Reorder ChecksOpens in New Window
    • Online Forms
  • Member Services
    • ATM & Debit Cards
    • Overdraft Protection
    • Insurance & Other Protections
    • Investments
    • Financial Resource Center
    • Disaster Relief Program
    • Member Discounts
    • Wire Transfers
    • Branch Services
  1. Home
  2. Lending
  3. Mortgages
Apply for a MortgageOpens in New Window
Related Information
  • Get advice on Buying a Home
  • Get Payment Protection

Mortgages

Whether you are a first time home buyer or experienced in the world of mortgages, Blue Flame Credit Union provides home financing solutions for members seeking to purchase a home.



Blue Flame Credit Union and Member First Mortgage have teamed up to provide affordable mortgage rates and excellent service! We offer a wide range of mortgage programs, including, Traditional Fixed and Adjustable mortgages, Construction Loans, FHA, and VA loans, plus many more!

For questions, please contact our Mortgages specialists at 704-523-0075 or visit the Member First Mortgage Center to learn more about the mortgage programs and rates available to our members.

Traditional Fixed Rate Mortgages

With a fixed rate mortgage, the interest rate and your monthly payment of principal and interest stays the same for the lifetime of the loan.

Adjustable Rate Mortgages

An adjustable rate mortgage (or ARM) usually starts with an initial interest rate lower than traditional fixed rate loans. After an initial payment period, the interest rate is subject to periodic review and can move up or down based on a specified index, resulting in a change in your monthly payment.

Mortgage Products Available

  • FHA Loans
  • USDA Loans
  • VA Loans
  • Jumbo Loans
  • Conventional Loans
  • Construction Loans

Ready to learn more about which loan is best for you?

Visit Member First MortgageOpens in New Window to get started.

Planning to Buy?

Learn as much as you can about Buying a House


  • Buying a Car
  • Buying a Home
  • Managing Money
  • Retirement Planning
  • Fraud Protection
  • Education Costs
  • girl looking at laptop
    Academic Scholarships
    BFCU 2021-22 Scholarships through Carolina's Credit Union Foundation are now open!
    Learn More
  • man smiling at construction site
    Lower Your Loan Rates
    Your credit union can lower your loan rates and save you money! Transfer your balances today!
    Learn More
  • handshake
    Unbeatable Auto Loans
    Come right to your credit union for the best auto loan with rates as low as 1.99% - 9.49% APR*
    Learn More
  • Become a Member
  • Apply for a loan
  • Add accounts
  • Mastercard loginOpens in New Window
Fee Schedule|Disclosures|Privacy Policy|Web Accessibility|Scholarships|Financials|Sitemap
ATM & Branch Locator
Advanced Search
  • Opens in New Window
  • Opens in New Window
  • Opens in New Window
  • 1-888-258-3352
  • Main Branch
    4301 Yancey Road
    Charlotte, NC 28217
    *Restricted Access
  • Mailing address
    P.O. Box 12400
    Charlotte, NC 28220
    Find a Local Branch
  • Routing #253074951
    BFCU NMLS #410635
    Member First Mortgage NMLS #149532
  • LenderOpens in New Window
  • Federally Insured by NCUAOpens in New Window
  • Opens in New Window
Helping you, our member, achieve financial success!
©2021 Blue Flame Credit UnionWebsite by Visions, Ink.Opens in New Window
Helping you, our member, achieve financial success!
locations|Rates|Forms|Email Us|1-888-258-3352