Mortgages

** We are currently experiencing a surge in loan applications. During this time, you may experience a delay in responses and loan process times may be longer than usual. **

Blue Flame Credit Union and Member First Mortgage have teamed up to provide affordable mortgage rates and excellent service! We offer a wide range of mortgage programs, including, Traditional Fixed and Adjustable mortgages, Construction Loans, FHA, and VA loans, plus many more!

For questions, please contact our Mortgages specialists at 704-523-0075 or visit the Member First Mortgage Center to learn more about the mortgage programs and rates available to our members.

Traditional Fixed Rate Mortgages

With a fixed rate mortgage, the interest rate and your monthly payment of principal and interest stays the same for the lifetime of the loan.

Adjustable Rate Mortgages

An adjustable rate mortgage (or ARM) usually starts with an initial interest rate lower than traditional fixed rate loans. After an initial payment period, the interest rate is subject to periodic review and can move up or down based on a specified index, resulting in a change in your monthly payment.

Mortgage Products Available

• FHA Loans
• USDA Loans
• VA Loans
• Jumbo Loans
• Conventional Loans
• Construction Loans
  

Ready to learn more about which loan is best for you?

Visit Member First MortgageOpens in New Window to get started.

Planning to Buy?

Learn as much as you can about Buying a House