Blue Flame Credit Union and Member First Mortgage have teamed up to provide affordable mortgage rates and excellent service! We offer a wide range of mortgage programs, including, Traditional Fixed and Adjustable mortgages, Construction Loans, FHA, and VA loans, plus many more!
With a fixed rate mortgage, the interest rate and your monthly payment of principal and interest stays the same for the lifetime of the loan.
An adjustable rate mortgage (or ARM) usually starts with an initial interest rate lower than traditional fixed rate loans. After an initial payment period, the interest rate is subject to periodic review and can move up or down based on a specified index, resulting in a change in your monthly payment.
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