Due to concerns over COVID-19, there will be NO lobby access to our main office & satellite branch until further notice. Please utilize Shared Branching at the Piedmont Advantage Credit Union located on Boyer Street in Charlotte. Please use the Drive-Thru to access your accounts. Thank you for your understanding. Click here for more information.
Enjoy no balance transfer fee, flexible monthly payment and a fixed rate as low as 9.90% APR*! You can also use the card for purchases once the balance is paid down. Learn More
Enjoy a fixed rate 8.99% APR* with a fixed monthly payment, or open a line of credit with lower monthly payments and revolving term. Learn More
Refinance your higher-rate car, truck, boat or other recreational vehicle loan to lower your monthly payment and save on interest over the life of the loan. Rates as low as 1.99% APR*! Natural Gas Vehicle Loans APR*! Learn More
If you have equity built up in your home, a Home Equity Line of Credit can offer the lowest rate for consolidating debt, and can also be used to fund large projects or home renovations. Rates as low as 5.00% APR*. Learn More
Get back on track to reduce debt, lower monthly payments and save on interest.
For assistance with your debt consolidation plan, or to apply for a Home Equity Line of Credit, contact usOpens in New Window or call 1-888-258-3352.
Use our loan calculatorOpens in New Window to determine what your new monthly payment will be.
For immediate cash flow, eligible members may request to skip a Blue Flame vehicle and/or signature loan payment. Learn More
Every good debt consolidation plan also includes a solid savings plan. If you don't have an emergency fund, build one in your regular share saving account. Having at least $1,000 set aside will help you avoid the need to use high-rate credit in the future. Then, open Christmas and Vacation Club Savings accounts to start saving a little each month for your inevitable seasonal expenses. Learn More