Debt Consolidation

Do you have several high-rate loans? Are your monthly payments leaving your pockets empty? Let Blue Flame get you back on track with a debt consolidation loan. With lower rates, you may be able to payoff debt faster and put some cash back in your pocket.

We are currently experiencing a surge in loan applications. During this time, you may experience a delay in responses and loan process times may be longer than usual.

Start Saving on Your Debt

Mastercard Balance Transfer

Enjoy no balance transfer fee, flexible monthly payment and a fixed rate as low as 9.90% APR*! You can also use the card for purchases once the balance is paid down. Learn More

Signature Lending

Enjoy a fixed rate 8.99% APR* with a fixed monthly payment, or open a line of credit with lower monthly payments and revolving term. Learn More

Vehicle Loan Refinance

Refinance your higher-rate car, truck, boat or other recreational vehicle loan to lower your monthly payment and save on interest over the life of the loan. Rates as low as 1.99% APR*! Natural Gas Vehicle Loans APR*! Learn More

Home Equity Line of Credit

If you have equity built up in your home, a Home Equity Line of Credit can offer the lowest rate for consolidating debt, and can also be used to fund large projects or home renovations. Rates as low as 5.00% APR*. Learn More

Apply to Consolidate Debt

Get back on track to reduce debt, lower monthly payments and save on interest.

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For assistance with your debt consolidation plan, or to apply for a Home Equity Line of Credit, contact usOpens in New Window or call 1-888-258-3352.

Calculate Your Payment

Use our loan calculatorOpens in New Window to determine what your new monthly payment will be.

Skip a Payment

For immediate cash flow, eligible members may request to skip a Blue Flame vehicle and/or signature loan payment. Learn More

Start Saving Now

Every good debt consolidation plan also includes a solid savings plan. If you don't have an emergency fund, build one in your regular share saving account. Having at least $1,000 set aside will help you avoid the need to use high-rate credit in the future. Then, open Christmas and Vacation Club Savings accounts to start saving a little each month for your inevitable seasonal expenses. Learn More

Not a member? Enroll online today.

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** We are currently experiencing a surge in loan applications. During this time, you may experience a delay in responses and loan process times may be longer than usual. **