Lending Rates
From small personal loans to large vehicle loans, our rates are always low and competitive so you can afford to borrow what you need.
Term | as low as APR* | Min. Amount** |
---|---|---|
36 months | 5.49% | $5,001+ |
48 months | 5.79% | $7,501+ |
60 months | 5.99% | $10,001+ |
72 months | 6.39% | $20,001+ |
84 months | 7.39% | $30,001+ |
*APR = Annual Percentage Rate. Rates listed are as low as. Actual rate based on individual credit and terms of loan. **Finance amount based on individual credit. Vehicles older than 10 model years are financed up to 90% LTV. Shorter terms available with lower minimum finance amount.
Term | as low as APR* | Min Amount** |
---|---|---|
36 Months | 6.49% | $5,001+ |
48 Months | 6.89% | $7,501+ |
60 Months | 7.49% | $10,001+ |
72 Months | 8.39% | $20,001+ |
84 Months | 8.99% | $30,001+ |
*APR = Annual Percentage Rate. Rates listed are as low as. Actual rate based on individual credit, age of vehicle and terms of loan. **Finance amount based on individual credit. Vehicles older than 10 model years are financed up to 90% LTV. Shorter terms available with lower minimum finance amount.
Term | as low as APR* | Min Amount** |
---|---|---|
96 Months | 6.99% | $50,001+ |
120 Months | 7.99% | $70,001+ |
*APR = Annual Percentage Rate. Rates listed are as low as. Actual rate based on individual credit and terms of loan. **Finance amount based on individual credit. Vehicles older than 10 model years are financed up to 90% LTV. Minimum required finance amount must exceed amount listed. Shorter terms available with lower minimum finance amount.
Term | as low as APR* | Min. Amount** |
---|---|---|
36 Months | 5.99% | $5,001+ |
48 Months | 6.49% | $7,501+ |
60 Months | 6.99% | $10,001+ |
72 Months | 7.49% | $20,001+ |
84 Months | 8.49% | $30,001+ |
*APR = Annual Percentage Rate. Rates listed are as low as. Actual rate based on individual credit, age of vehicle and terms of loan. **Finance amount based on individual credit. Vehicles older than 10 model years are financed up to 90% LTV. Shorter terms available with lower minimum finance amount.
Term | as low as APR* | Min Amount** |
---|---|---|
48 Months | 5.99% | $5,001+ |
60 Months | 6.49% | $10,001+ |
72 Months | 6.99% | $20,001+ |
84 Months | 7.49% | $30,001+ |
96 Months | 8.49% | $40,001+ |
120 Months | 9.49% | $50,001+ |
*APR = Annual Percentage Rate. Rates listed are as low as. Actual rate based on individual credit, age of vehicle and terms of loan. **Finance amount based on individual credit. Recreational vehicles older than 10 model years are financed up to 90% LTV. Shorter terms with lower minimum finance amount available.
Term | as low as APR* | Min Amount** |
---|---|---|
48 Months | 6.49% | $5,001+ |
60 Months | 6.99% | $10,001+ |
72 Months | 7.49% | $20,001+ |
84 Months | 8.49% | $30,001+ |
*APR = Annual Percentage Rate. Rates listed are as low as. Actual rate based on individual credit, age of vehicle and terms of loan. **Finance amount based on individual credit. Vehicles older than 10 model years are financed up to 90% LTV. Shorter terms available with lower minimum finance amount.
Term | as low as APR* | Min Amount** |
---|---|---|
48 Months | 5.99% | $5,001+ |
60 Months | 6.49% | $10,001+ |
72 Months | 6.99% | $20,001+ |
84 Months | 7.99% | $30,001+ |
*APR = Annual Percentage Rate. Rates listed are as low as. Actual rate based on individual credit and terms of loan. **Finance amount based on individual credit. Vehicles older than 10 model years are financed up to 90% LTV. Shorter terms available with lower minimum finance amount.
Account Feature | Term |
---|---|
Purchase APR* | 9.90% |
Balance Transfer APR* | 9.90% |
Cash Advance APR* | 9.90% |
Annual Fee | None |
Late Payment Fee | $15 |
Credit Card Replacement Fee | $10 |
Credit Card Rush Delivery | At Cost |
Over the Credit Limit Fee | $10 |
Delinquent Account APR* | 15.99% |
Grace Period | 25 Days |
*APR = Annual Percentage Rate. Finance Charges will apply to unpaid balances and are computed based on Average Daily Balance.
Account | as low as APR* | Max Term** |
---|---|---|
Personal Loan | 7.49% | Based on Balance |
Overdraft Line of Credit | 7.99% | Based on Balance |
Line of Credit | 7.99% | Based on Balance |
*APR = Annual Percentage Rate. Rates listed are as low as. Actual rate based on individual credit. **Maximum term and monthly payment based upon balance owed.
Loan Purpose | AS LOW AS APR* | Max Term |
---|---|---|
Holiday† | 7.49% | 12 months |
Vacation† | 7.49% | 12 months |
Disaster Recovery† | 6.99% | 12 months |
*APR = Annual Percentage Rate. †Loan amount based on individual credit. Holiday loans available October 1 – January 31. Vacation loans available May 1 – August 31. Disaster Recovery loan max $3,000.
Account | APR* | Max Term |
---|---|---|
Savings Secured | Share Rate + 3.00% | 84 months |
Certificate Secured | Certificate Rate + 3.00% | 36 months |
*APR = Annual Percentage Rate. †Loan amount based on savings or certificate balance.
Account | Amount | as low as Variable APR* | Term |
---|---|---|---|
Line of Credit (HELOC) | Up to 80% Home Value | 8.50% | 180 months |
*APR = Annual Percentage Rate. Rates listed are as low as and based on applicant’s credit history. Variable rate based on Prime Rate.