Blue Flame Credit Union

Home Equity Line of Credit

We are currently not accepting applications for HELOCs. Please contact us for alternative forms of financing. 

The equity in your home can help you finance large purchases and serve as an emergency line of credit for unexpected expenses. With lower rates than many other loans, it can be the smartest way for a homeowner to borrow. 

Put Your Home Equity to Work

When you open a Home Equity Line of Credit (HELOC), your home equity is used as collateral on an inexpensive loan to give you access to cash for any need.

Consolidate high-rate debt or pay for large expenses such as home  improvements or medical expenses. A Blue Flame HELOC features:

  • No application fees
  • Funds accessible at any time (up to approved credit limit) 
  • Easy repayment options including direct deposit allocation
  • No penalties for early repayment
Home Equity
Account Amount as low as Variable APR* Term
Line of Credit (HELOC) Up to 80% Home Value 6.75% 180 months
Effective May 1, 2026

*APR = Annual Percentage Rate. Rates listed are as low as and based on applicant’s credit history. Variable rate based on Prime Rate. Home equity products are not available for investment properties. Minimum loan amount $10,000.

Get Started with Your Home Equity Rate Quote

Submit the quick request below and a member of our team will be in touch with you shortly!



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