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Save Money with a Vehicle Refinance

Stop Overpaying on Loan Interest

Blue Flame goes the extra mile to put money back in the pockets of our members. If you have an existing car, truck, motorcycle, RV, boat or other powersport vehicle loan through another lender, we can drop your rate 2% or more, as low as 1.99% APR.*

Lower Your Payment, Keep Your Term!

At Blue Flame you can get a lower rate for the same number of months remaining on your current loan — or customize your monthly payment with a new term! See our rate tables below for available terms and minimum finance amount required at each term level.
New/Used Cars & Motorcycles
Term as low as APR* Min. Amount**
36 months 1.99% $5,000+
48 months 1.99% $7,500+
60 months 1.99% $10,000+
72 months 2.99% $20,000+
84 months 3.99% $30,000+
Effective Apr 1, 2022
*APR = Annual Percentage Rate. Rates listed are as low as. Actual rate based on individual credit, age of vehicle and terms of loan. **Finance amount based on individual credit. Vehicles older than 10 model years are financed up to 90% LTV. Shorter terms available with lower minimum finance amount.

New/Used 3/4 & 1-Ton Pickup Trucks
Term as low as APR* Min. Amount**
60 months 1.99% $10,000+
72 Months 2.99% $20,000+
84 months 3.99% $30,000+
96 months 4.99% $50,000+
108 months 5.99% $60,000+
120 months 6.99% $70,000+
Effective Apr 1, 2022
*APR = Annual Percentage Rate. Rates listed are as low as. Actual rate based on individual credit, age of vehicle and terms of loan.  **Finance amount based on individual credit. Minimum required finance amount must exceed amount listed. Vehicles older than 10 model years are financed up to 90% LTV. Shorter terms available with lower minimum finance amount.

New RVs & Boats
Term as low as APR* Min. Amount
60 months 2.99% $10,000+
72 months 3.99% $30,000+
120 months 4.99% $50,000+
180 months 5.99% $70,000+
Effective Apr 1, 2022
*APR = Annual Percentage Rate. Rates listed are as low as. Actual rate based on individual credit, age of vehicle and terms of loan. **Finance amount based on individual credit. Shorter terms with lower minimum finance amount available. 

Used RVs & Boats
Term as low as APR* Min. Amount
60 months 3.99% $10,000+
72 months 4.99% $30,000+
120 months 5.99% $50,000+
180 months 6.99% $70,000+
Effective Apr 1, 2022
*APR = Annual Percentage Rate. Rates listed are as low as. Actual rate based on individual credit, age of vehicle and terms of loan. **Finance amount based on individual credit. Recreational vehicles older than 10 model years are financed up to 90% LTV. Shorter terms with lower minimum finance amount available.

 

Want to Save Even More?

We'll knock another 0.25% off your rate — as low as 1.74% APR* for your car, truck or motorcycle — when you take advantage of any of the following extra benefits:
  • GAP (Guaranteed Asset Protection)
  • Mechanical Repair Coverage
  • Borrower Security Debt Protection

You'll have an opportunity to add any of these protection services to your loan once you're approved — the additional monthly savings can make these benefits a great bargain!

Don't wait! This is a limited-time offer!

Reduce Your Vehicle Loan RateOpens in New Window


Have Questions? We'll be happy to contact you!