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Blue Flame Credit Union Mastercard®

Want to save more each month?

Stop wasting your hard-earned money on high-rate credit card debt. Take advantage of the Blue Flame Mastercard — the perfect card for funding new expenses or paying off debt, now available to anyone who lives, works, attends school, or worships in Mecklenburg County.

Have Higher-Rate Debt?

Transfer balances and lock in a LIFETIME 5.95% APR*. No, that’s not a misprint. No more worrying about different due dates. At last, Blue Flame can help you pay off your high-interest balances faster.
low rate mastercard

Look how easy it could be to save $3,624.87 in high interest.

Compare Credit Cards
Feature Industry Average Blue Flame Mastercard
Balances $10,000 $10,000
Interest Rate (APR*) 21.99% 9.90%
Term (Months to Payoff) 60 60
Total Payoff $16,434.59 $12,718.72
Total Savings None $3,715.87
Total Savings




The Blue Flame Credit Union Mastercard features:

  • a low fixed rate
  • NO annual fee
  • NO cash advance fee
  • NO balance transfer fee
You could save on your monthly payment, or pay off your debt faster by consolidating your bills. The Blue Flame Mastercard can really make a difference in your life.

Better yet, it only takes a few minutes to apply.

View the Mastercard Consumer Credit Card Agreement Opens in New Window

Blue Flame Credit Union

Founded in1954, Blue Flame Credit Union is not-for-profit, providing fair-priced financial services to ​​Mecklenburg County. As a member of our credit union, you are a shareholder and an owner for life. Any proceeds are returned to members through lower fees and better rates.

Have Questions? We'll be happy to contact you!

*APR = Annual Percentage Rate. APR is valid for new and existing Mastercard accounts, based on creditworthiness and other factors. The 5.95% APR will remain in effect for the life of balances transferred from non-Blue Flame credit cards within the first 90-days of account opening. This Balance Transfer APR is only available for a limited time. †Example is for illustrative purposes only. Your overall creditworthiness will determine the interest, amount and term available to you. Payment example: The amount displayed is for a balance transfer offer of $10,000, a 60-month term at 9.90% Annual Percentage Rate (APR) compared to the national average credit card APR of 21.33% as reported by as of 08/04/22. Total interest paid at 9.90% APR is $2,718.72 compared to $6,343.59 at 21.33% APR, an estimated savings of $3,624.87. Account approval, qualifications, limits and other restrictions apply. See credit union for details. Federally insured by NCUA.