Transfer your balances —
and then take your time.

Lock in 5.95% APR* for as long as you need with no balance transfer fee!

Apply Now

Blue Flame Credit Union Mastercard®

Stop wasting your hard-earned money on high-rate credit card debt. Take advantage of the Blue Flame Mastercard, now available to anyone who lives, works, attends school, or worships in Mecklenburg County.

Special Balance Transfer Offer

Enjoy low-rate purchases and cash advances in addition to our special balance transfer offer — 5.95% fixed APR* for as long as you need! That’s right — this is NOT an introductory rate. Keep this rate for balances transferred until you pay them off — just make your minimum monthly payment.
Take advantage of this special offer for every balance transfer you make for the rest of 2024. Make as many transfers as you want. And there is never a balance transfer fee at Blue Flame!
Blue Flame Credit Union Mastercard

Look how easy it could be to save over $4,800 in interest.

Compare Credit Cards
Payoff Period6060
Total Payoff$16,434.59$11,558.05
Total SavingsNone$4,876.54
Total Savings

The Blue Flame Credit Union Mastercard features:

  • 9.90% APR* fixed-rate purchases
  • 5.95% APR* fixed-rate balance transfers
  • NO balance transfer fee
  • NO annual fee
  • NO cash advance fee

You could save on your monthly payment, or pay off your debt faster by consolidating your bills. The Blue Flame Mastercard can really make a difference in your life. Learn more about the Blue Flame Mastercard.

*APR = Annual Percentage Rate. Finance Charges will apply to unpaid balances and are computed based on Average Daily Balance. Minimum monthly payment required. Balance transfer terms apply to transfers made within the promotional period ending December 31, 2024. Balance transfers made after the promotional period will have our regular 9.90% APR* rate applied.

If you’re a current cardholder — just contact us to transfer a balance in minutes.

Otherwise, it only takes a few minutes to apply.


Founded in1954, Blue Flame Credit Union is not-for-profit, providing fair-priced financial services to ​​Mecklenburg County. As a member of our credit union, you are a shareholder and an owner for life. Any proceeds are returned to members through lower fees and better rates.

Have Questions? Drop us a line.

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