Regular Savings
Whether it’s your very first savings account or just the first one with us, our savings account will help you and your family reach your savings goals.
It All Begins Right Here
With a minimum $5.00 deposit, you can open a Regular Savings Account and establish your membership with Blue Flame Credit Union. Once you open the account, all the benefits of membership—and ownership—are available to you and your family.
- Add an ATM Card for easy and convenient account access around the world.
- Sign up for Online Banking and manage your accounts online.
- Set up automatic transfers and Direct Deposit so your banking can be on auto-pilot.
- Deposit checks using your cell phone with Mobile Deposit
At Blue Flame, you can open multiple savings accounts to help you manage multiple savings goals. A new home. A college education. A trip around the world. Your money is always safe and secure at Blue Flame and is insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government.
| Account | APY* | Min. Balance** |
|---|---|---|
| Regular Shares | 0.10% | $200† |
Regular Shares, Youth Shares and Young Adult Shares earn dividends quarterly. Christmas, Vacation and IRA Savings, and Checking Accounts earn dividends monthly.*APY = Annual Percentage Yield**Minimum balance before dividends can be earned.†Accounts have a minimum AVERAGE daily balance required before dividends can be earned.
Blue Flame offers special savings account for our younger members, too. To encourage families to open savings account for the children in their lives and jump start a sound financial foundation, we make the opening $5 deposit to establish the account and the membership.
All you need is a copy of the social security card for the minor child, along with a copy of one of: birth certificate, driver’s license or passport. Additionally, driver’s license and social security card copies are required for adult joint owners.
Our Youth and Young Adult Savings Account earn higher dividends than our Regular Savings Accounts with no minimum balance or fees. Members 18 years and older can open a Checking Account with ATM/Debit Card access.
| Account | APY* | Min. Balance** |
|---|---|---|
| Youth Shares | 0.10% | None |
| Young Adult Shares | 0.10% | None |
Regular Shares, Youth Shares and Young Adult Shares earn dividends quarterly. Christmas, Vacation and IRA Savings, and Checking Accounts earn dividends monthly.*APY = Annual Percentage Yield**Minimum balance before dividends can be earned.†Accounts have a minimum AVERAGE daily balance required before dividends can be earned.
