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Rates effective as of 08/19/2010
All rates subject to change
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Vehicle Loans (New/Used Auto and RV)
Rates Based on individual credit, age of vehicle and terms of loan.
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APR* - Rates As Low As♦
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Maximum Term
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Loan Calculator
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| New Auto (Up to $4,999) |
2.99%
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24 mo.
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Calculator
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| New Auto ($5,000 to $7,499) |
2.99%
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36 mo.
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Calculator
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| New Auto ($7,500 to $9,999) |
3.49%
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48 mo.
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Calculator
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| New Auto ($10,000 to $19,999) |
3.99%
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60 mo.
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Calculator
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| New Auto ($20,000 to $29,999) |
4.49%
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72 mo.
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Calculator
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| New Auto ($30,000 and Over) |
4.99%
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84 mo.
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Calculator
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Used Auto (Up to $4,999)
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2.99%
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24 mo.
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Calculator
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Used Auto ($5,000 to $7,499)
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2.99%
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36 mo.
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Calculator
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Used Auto ($7,500 to $9,999)
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3.49%
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48 mo.
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Calculator
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| Used Auto ($10,000 to $19,999) |
3.99%
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60 mo.
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Calculator
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| Used Auto ($20,000 to $29,999) |
4.49%
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72 mo.
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Calculator
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| Used Auto ($30,000 and Over) |
4.99%
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84 mo.
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Calculator
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| New RV (Up to 84 Months) See New Auto Term Categories |
6.49%
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84 mo.
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Calculator
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| Used RV (Up to 84 Months) See Used Auto Term Categories |
7.49%
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84 mo.
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Calculator
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*APR = Annual Percentage Rate
♦ Rates based upon your credit history. The better your credit score, the lower the interest rate
$50.00 bonus for refinancing a vehicle loan from another financial institution to BFCU
1% Discount on Auto Rates for Hybrid or Alternative Fuel Vehicles
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Signature Loans, Line of Credit, Home Equity
Rates and Home Equity Loan To Value based upon individual credit.
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APR* - Rates As Low As♦
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Maximum Term
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Loan Calculator
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| Signature Loan - Unsecured (Up to $2,000) |
11.99%
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24 mo.
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Calculator
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| Signature Loan - Unsecured (Over $2,000) |
11.99%
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36 mo.
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Calculator
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Line of Credit
Variable Rates based on Prime Rate - lowest possible A.P.R. 8.00% |
8.00%
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Payment Based on Balance
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Calculator
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Home Equity (Loan to Value up to 90%)
Variable Rates based on Prime Rate lowest possible A.P.R. 5.00%
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5.00%
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180 mo.
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Calculator
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Home Mortgages
BFCU has partnered with Mortgage Resource Center for First Mortgages
1-800-732-5182 or http://www.mtgresourcecenter.com/
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Calculator
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*APR = Annual Percentage Rate
♦ Rates based upon your credit history. The better your credit score, the lower the interest rate
*APR = Annual Percentage Rate
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Credit Cards
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APR* on Purchases
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APR* on Cash Advance
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Annual Fee
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Late Payment Fee
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Over the Credit Limit Fee
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Grace Period
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| MasterCard |
9.90%
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9.90%
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None
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$10.00
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$10.00
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25 Days
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*APR = Annual Percentage Rate
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Savings
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APY* / Rate
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Minimum Balance (Before Dividends Earned)
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Dividend Frequency
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Savings Calculator
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Regular Shares ($5.00 and Over)
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0.25% / 0.25%
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$5.00
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Quarterly
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Calulator
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Youth Shares (Under Age 18)
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0.50% / 0.50%
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None
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Quarterly
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Calulator
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College Shares (Age 18 - 23)
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0.50% / 0.50%
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None
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Quarterly
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Calulator
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Christmas Club (Pays out November 1)
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0.25% / 0.25%
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None
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Monthly
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Calulator
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Vacation Club (Pays out May 1)
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0.25% / 0.25%
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None
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Monthly
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Calulator
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Checking (Min. Avg. Mthly. Balance Required Before Dividends Earned)
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0.10% / 0.10%
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$200.00
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Monthly
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Calulator
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IRA (Traditional, Roth, Educational)
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1.70% / 1.69%
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None
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Monthly
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Calulator
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*APY = Annual Percentage Yield Early Withdrawal Penalties Apply to Christmas Clubs and Vacation Clubs.
| Share Certificates |
APY* / Rate
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Minimum Balance
(Before Dividends Earned)
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Dividend Frequency
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| 6 Month Certificate |
1.60% /1.59%
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$500.00
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Monthly
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12 Month Certificate
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1.70% / 1.69%
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$500.00
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Monthly
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| 18 Month Certificate |
1.80% /1.79%
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$500.00
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Monthly
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| 24 Month Certificate |
1.90% / 1.88%
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$500.00
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Monthly
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| 30 Month Certificate |
2.00% / 1.98%
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$500.00
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Monthly
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*APY = Annual Percentage Yield Early Withdrawal Penalties Apply to Certificates.
| IRA Certificates (Traditional, Roth, Educational) |
APY* / Rate
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Minimum Balance
(Before Dividends Earned)
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Dividend Frequency
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| 6 Month Certificate |
1.60% /1.59%
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$500.00
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Monthly
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12 Month Certificate
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1.70% / 1.69%
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$500.00
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Monthly
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| 18 Month Certificate |
1.80% / 1.79%
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$500.00
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Monthly
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| 24 Month Certificate |
1.90% / 1.88%
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$500.00
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Monthly
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| 30 Month Certificate |
2.00% / 1.98%
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$500.00
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Monthly
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*APY = Annual Percentage Yield Early Withdrawal Penalties Apply to Certificates.
| Youth/College Share Certificates |
APY* / Rate
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Minimum Balance
(Before Dividends Earned)
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Dividend Frequency
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| 6 Month Certificate |
1.60% /1.59%
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$25.00
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Monthly
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12 Month Certificate
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1.70% / 1.69%
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$25.00
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Monthly
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| 18 Month Certificate |
1.80% / 1.79%
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$25.00
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Monthly
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| 24 Month Certificate |
1.90% / 1.88%
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$25.00
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Monthly
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| 30 Month Certificate |
2.00% / 1.98%
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$25.00
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Monthly
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Money Markets
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APY* / Rate
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Minimum Balance (Before Dividends Earned)
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Dividend Frequency
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Savings Calculator
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$500.00 to $9,999.99
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1.00% / 1.00%
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$500.00
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Monthly
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Calulator
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$10,000 to $24,999.99
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1.05% / 1.05%
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$10,000
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Monthly
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Calulator
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$25,000 and up
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1.10% / 1.10%
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$25,000
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Monthly
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Calulator
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*APY = Annual Percentage Yield Some Withdrawal Limitations Apply to Money Markets.
*APY = Annual Percentage Yield Early Withdrawal Penalties Apply to Certificates.
No Penalties for Additional Deposits to Youth/College Certificates.
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