During such uncertain economic times you can take comfort in knowing that your money is safe with Blue Flame Credit Union. Each member is federally insured for a minimum of $250,000 with additional accounts (depending on type) being insured for much more.  Beyond the security of share insurance, an important fact to keep in mind is that while many other financial institutions are suffering, Blue Flame Credit Union and Credit Unions as a whole are strong. Credit Unions are more conservative with investment and lending practices, having avoided the high risk "sub-prime" mortgages that are currently causing major problems for a large number of banks.  Many banks have found it necessary to drastically change lending policies, in terms of who they lend to or what rates they offer. Credit Unions have not altered lending practices; we are simply continuing to make fiscally responsible lending decisions that are in the best interest of our member owners. An important fact to keep in mind: Not one penny of insured savings has ever been lost by a member of a federally insured Credit Union. For your convenience we have provided an Electronic Share Insurance Calculator to aid in determining individual levels of share insurance coverage. Additionally, you may find this booklet about how your accounts are federally insured to be a helpful tool.

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